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For 07/03/2008
Programs Rate APR P&I
30 Year (Fixed) 6.250% 6.424% $923.58
15 Year (Fixed) 5.750% 6.055% $1245.62
3/1 Arm* 5.375% 5.730% $839.96
Calculations based on loan amount of $150,000 at an 80% loan-to-value.
*ARM loans based on 30 year term and APR may increase after closing.

Windermere Real Estate/Richard B. Smith, Inc.

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